May 11, 2015
By: Kimberly Klein
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With certain narrow exceptions, employers in New York City may no longer check an applicant's consumer credit history when making hiring decisions or determining terms and conditions of employment. "Consumer credit history" is defined to include information concerning an individual's credit worthiness, credit standing, credit capacity or credit history, including information in a consumer credit report or credit score.
In addition, employers are precluded from asking applicants and employees for information concerning credit accounts, account balance information and payment history as well as bankruptcies, judgments or liens. The law, however, does not prohibit employers from obtaining publically accessible information, including information related to bankruptcies, judgments or liens.